Car Finance / Car Loans - Fund Your Dreams


You will spend many hours with your car … driving, singing, laughing and talking. When you get a Universal Finance car loans, you are free to choose the perfect vehicle to spend your time with! We work with a range of motor vehicle finance providers, matching your needs with one of hundreds of car finance products. Car finance with Universal Is:


Whether you’re looking at a runabout, a classic, an original, or a brand new untouched vehicle - if you've found the perfect car and now just need a car loan, Universal Finance can help.



Motor Vehicle Finance Without the Catches


In the unfamiliar world of motor vehicle finance, Universal is on your side. We know all the traps that unwary borrowers can fall into, and we're here to point them out and guide you around them … on your way to the perfect car loan for you. We can arrange auto finance products with:

  • NO exit fees - pay off your car financing whenever you like
  • Variable terms up to 5 years
  • Payment schedules that suit you

Wish you'd heard of us earlier? There's no need to regret your earlier car financing choices - Universal puts the power back in your hands. If you're unhappy with your existing finance, talk to us today. You could cut your monthly repayments immediately with our car refinance options, and start enjoying that extra cash! We're helping people all over Australia get out of unsatisfactory loans and reclaim their wallets.


Universal Finance operates in all major cities - we're providing customers with car finance across the country. We can talk to you in person, no matter where you are. There's no excuses - call today!



Lender-Exclusive Car Loans


At Universal Finance, we have nurtured relationships with a wide range of lenders; having a large number of loans to choose from is the key to ensuring we can find the right car finance product for you. We have partnerships with:

  • BMW
  • Esanda
  • Major banks
  • Major financial institutions that offer car refinance loans to replace unsatisfactory terms and conditions
  • Swann, Alphera and Suncorp for car insurance products


More than Auto Financing


At Universal Finance, we take you from that heart-leaping moment where you find the perfect car, right through to parking it in your driveway, and protecting it for life. In addition to auto refinance, loans and financing for first cars, new cars, business cars and used cars, Universal Finance is the only contact point you need for:

  • Auto Insurance
  • Gap Insurance
  • Extended Warranties for your vehicle
  • Tyre and Rim insurance

Once you've got a great deal on your auto financing or vehicle loan, there's no sense throwing it away by failing to insure. Refinance ... then insure with Universal.


Universal Finance can help you, no matter where you are located across Australia. We offer finance services across Adelaide, Brisbane Canberra, Melbourne, Perth and Sydney.

For more info:


Call us today (03 9852 7483) to book an appointment and discover the benefits that you could get through Universal Finance, that no other broker's customers have access to!





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